Comprehensive insurance

What does break-up value cover or GAP cover mean?

GAP coverage ensures that nothing can happen to you financially in the event of a total loss or theft. Why not? Quite simply, if GAP coverage is not included in the comprehensive insurance policy for a leased vehicle, insurance companies generally only cover the market value of your car. This is usually lower than the outstanding financing amount. Policyholders would have to pay the difference out of their own pocket.

This is not the case with Porsche insurance. GAP coverage is a fixed component of the partKASKO and guarantees you financial protection.

For example, if a car has a lease payment of EUR 14,000 but a market value of only EUR 11,000, the GAP coverage will cover the outstanding EUR 3,000.

Who handles claims in the event of an accident?

Regardless of whether it was your own fault or someone else's: with teilKASKO, you can sit back and relax. As soon as you have submitted the claim, the specialists at Porsche Insurance will take care of all the details for you.

Are the costs of an accident repair to be paid immediately?

You can safely leave your wallet at home for the time being. When you pick up your repaired car, you don't need any cash. The agreed deductible only becomes due when it is clearly established that you were at fault.

What do I have to do in case of damage?

Hand in the damaged car at a brand workshop and fill out the damage report at the workshop. Porsche Insurance will then take care of the entire claims process and arrange payment for the repair directly with the workshop.